0% Long-Term Capital Gains

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One of the first steps a financial advisor will recommend is saving for retirement through accounts like a 401(k) or an Individual Retirement Account (IRA). These accounts are advantageous because…

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Simple Asset Management Tricks & Tips

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You don’t have to buy or sell an entire investment position at once. It never feels good to have no cash available if something you like gets cheaper. Saving money…

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Tax Drag

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Nobody likes paying taxes. When it comes to investing, taxes can be one of the most important considerations for someone trying to save for their future goals. There is a…

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Inflation from an investor’s point of view

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In this blog post, I want to highlight both the negative and positive aspects of how inflation impacts investments. It’s important to recognize that asset classes are affected differently by…

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Metcalf’s Law and Network Effects

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The popularity of a digital service, in most cases, is dependent on how many people ultimately wind up being customers. Metcalf’s Law states that the value or utility of a…

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Technology S-Curves

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When a new technology innovation is introduced to society, it can take years for the new product or service to penetrate the market. Some of the limiting factors in the…

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Is the stock market legalized gambling?

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I get this question, and half kidding joke, from people who are skeptical or fearful about how the stock market works. Gambling and long-term investing are two very different things.…

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Asset location

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Asset allocation, meaning the weighting of stocks, bonds, and cash an investor holds, is a very critical investment subject. There are a lot of tools out there that take basic…

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